Microsoft 365: Choose the right plan for you

Microsoft 365 plan overview

Choosing the right Microsoft 365 plan starts with understanding what each plan offers. Here’s a summary of each plan so that you can compare pricing, number of users, and storage.

Choosing your plan

Picking a Microsoft 365 plan means finding the right fit for your lifestyle. Whether you’re looking to increase your productivity at work, juggling family logistics, or diving deep into AI-powered creativity with Copilot in Microsoft 365, there’s a plan that matches how you work and live.

Microsoft 365 Personal: Your productivity, unleashed

For solopreneurs, creators, freelancers, and anyone who wants more from their day. Designed to supercharge your productivity and security, Microsoft 365 Personal is a comprehensive and value-rich solution—offering unmatched efficiency with full-featured productivity apps, advanced AI through Copilot, robust security protections, and seamless cross-platform integration. Microsoft 365 delivers storage, design tools, and a complete ecosystem for productivity, creativity, and peace of mind. The top features are:

• $9.99/month
• For 1 person; Use on up to five devices simultaneously
• Works on PC, Mac, iPhone, iPad, and Android phones and tablets
• 1 TB of secure cloud storage
• Word, Excel², PowerPoint, Outlook, and OneNote desktop apps with Microsoft Copilot³
• Higher usage limits than free for select Copilot features³
• Microsoft Designer AI-powered image creator and editor³
• Clipchamp video editor with exclusive filters and effects
• Microsoft Defender advanced security for your identity, personal data, and devices⁴
• OneDrive ransomware protection for your photos and files
• Ongoing support for help when you need it

Microsoft 365 Family: Empower your household

Got kids doing homework, a partner managing finances, or just a busy household? Tailored for families, Microsoft 365 Family delivers unmatched value for households by combining powerful productivity apps, advanced AI tools,⁵ and robust security with generous individual storage (up to 6 TB total). Each Microsoft 365 Family member gets their own full terabyte of storage plus access to their own apps—all for one monthly price. It’s the only plan that truly empowers every family member to work, create, and stay protected—together. Here’s how:

• $12.99/month
• For 1 to 6 people; Each person can use on up to five devices simultaneously
• Works on PC, Mac, iPhone, iPad, and Android phones and tablets
• Up to 6 TB of secure cloud storage (1 TB per person)
• Word, Excel², PowerPoint, Outlook, and OneNote desktop apps with Microsoft Copilot⁵
• Higher usage limits than free for select Copilot features⁵
• Microsoft Designer AI-powered image creator and editor⁵
• Clipchamp video editor with exclusive filters and effects
• Microsoft Defender advanced security for your family’s identity, personal data, and devices⁴
• OneDrive ransomware protection for your family’s photos and files
• Ongoing support for help when you and your family need it

Microsoft 365 Premium: The ultimate AI experience

Microsoft 365 Premium is for AI power users who want the best—full Copilot capabilities, highest usage limits, and exclusive features. If you’re someone who loves having the latest tech, thrives on AI tools, or just wants the most robust experience possible, Microsoft 365 Premium is built for you. The ultimate Microsoft 365 experience, Microsoft 365 Premium combines the best of AI and productivity with advanced security, expansive cloud storage, and the highest AI usage limits. Microsoft 365 Premium is ideal for people who want Copilot’s full capabilities and the most robust plan Microsoft has to offer. Take a look:

• $19.99/month
• For 1 to 6 people; each person can use on up to five devices simultaneously
• Works on PC, Mac, iPhone, iPad, and Android phones and tablets
• Up to 6 TB of secure cloud storage (1 TB per person)
• Word, Excel², PowerPoint, Outlook, and OneNote desktop apps with Microsoft Copilot⁵
• Highest usage limits for select Copilot features⁵
• Access to Copilot features currently exclusive to Premium subscribers⁵
• Microsoft Designer AI-powered image creator and editor⁵
• Clipchamp video editor with exclusive filters and effects
• Microsoft Defender advanced security for your identity, personal data, and devices⁴
• OneDrive ransomware protection for your photos and files
• Ongoing support for help when you need it

Choose the right plan for you

Make empowered decisions, kickstart projects, and accomplish your goals like never before.

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What are the benefits that set Microsoft 365 apart?

Whether you choose Microsoft 365 Premium, Microsoft 365 Family, or Microsoft 365 Personal, each plan delivers a powerful set of tools designed to enhance productivity, creativity, and security. Take a closer look at the benefits shared across all three plans:

• Powerful productivity apps with Microsoft Copilot: Redefine what’s possible with Microsoft Copilot⁵ alongside you in Word, Excel, PowerPoint, and OneNote. Collaborate in real time, work offline, and get design, writing, and speaking suggestions in each app.
• Design and edit with AI: Create, design, and edit where and when you need it with Microsoft Designer and the power of generative AI.⁵ Make eye-catching images using only your words, craft next-level designs that pop, and even edit photos like an expert. and the power of generative AI.
• Video editor with exclusive filters and effects: Create and edit beautiful videos with ease using Clipchamp’s robust tools, intuitive controls, templates⁷, and an extensive stock library.
• Secure photo and file storage: Securely save your photos and files in your own personal OneDrive with built-in ransomware detection and file recovery⁸. Access files across devices and protect what’s most important in individual Personal Vault folders secured with two-step identity verification.
• All-in-one online security (US only): Easily keep your phones, computers, and privacy safer online with Microsoft Defender. Stay one step ahead of hackers and scammers with identity theft⁴ and credit monitoring, and continuous device scanning for viruses, malicious apps, and ransomware.
• Personal data and device protection (outside US): Protect your phones and computers with Microsoft Defender, which gives you continuous scanning⁹ checks for viruses, malicious apps, and ransomware. If risks are found, Defender will notify you and provide easy-to-follow steps to help keep your devices secure.
• Ad-free secure email with Copilot: Manage your own email accounts and calendars in Microsoft Outlook with built-in security tools¹⁰ that keep information protected. Subscription owners can use Copilot to draft emails and summarize longer threads.⁵
• Unlock AI-powered experiences in select Windows apps: Boost your creativity with the help of AI.⁵ Easily enhance your photos with advanced editing capabilities from Designer in the Photos app and create high quality images using only your words in Paint. You can also use Copilot in Notepad to seamlessly rewrite or summarize text for you.
• All-day video calling: Join group calls and talk for up to 30 hours with up to 300 people with Microsoft Teams.
• Quickly create forms and polls: Use Copilot in Forms to generate and rewrite polls and surveys.⁵ Easily create and refine your questions, improve response options, and get a detailed analysis of results.
• Access (PC only): Easily create and manage databases for projects large or small.
• Applications are always up to date: Receive innovative new features and updates as soon as they are released, so everyone is always working with the latest and the greatest.
• Microsoft support: Benefit from Microsoft 365 and Windows 11 technical support readily available to assist whenever you need help.

Ready to get started? Start your free one-month Microsoft 365 trial today

Imagine. Create. Accomplish.

Achieve new personal bests with apps, cloud storage, and AI features that are powerful, tailored to your needs, and seamlessly easy to use across your favorite devices with Microsoft 365.

Are you managing your own world—like work, personal projects, staying organized? Microsoft 365 Personal gives you powerful tools and AI features that help you think clearly, write confidently, and keep everything connected across your devices.

Maybe you share your life with family, roommates, or close collaborators. Microsoft 365 Family makes it easy for up to six users to have their own space while staying connected.⁵ You each get the tools, storage, and support you need, with the flexibility to work, learn, and create together.

And if you’re an AI power user and into building something bigger—leading a team, launching a business, or exploring new ideas—Microsoft 365 Premium gives you advanced AI capabilities and the highest usage limits to help you move faster and dream even bigger.⁵

Start a one-month free trial of a Microsoft 365 subscription plan that best fits your lifestyle. Simply choose your plan today and unlock the full potential of Microsoft 365.

Frequently asked questions

Can I switch between plans?

Yes, you can switch between Microsoft 365 Personal, Microsoft 365 Family, and Microsoft 365 Premium plans. To upgrade, simply purchase the new plan using the same Microsoft account. Your remaining subscription time will be converted and added to the new plan. To downgrade, you must cancel your current subscription and wait for it to expire before purchasing a new one.

What happens to my subscription if I upgrade?

When you upgrade:

• Your remaining subscription time is automatically converted to the new plan.
• The number of days added may vary depending on the plan you’re switching from and to.
• You start using the new plan’s benefits immediately.

Are there student discounts?

Yes! Verified U.S. college students can:

• Get 12 months of Microsoft 365 Personal for free.
• After that, continue with a 50% discount.
• You must verify your student status using a school email or other documentation.

How do AI features work across plans?

Depending on your chosen plan, you get AI credits each month to use across apps like Word, Excel, PowerPoint, Outlook, Designer, and more.

Is Microsoft 365 Family or Microsoft 365 Premium the best option for using with my team at work?

Microsoft 365 Family and Microsoft 365 Premium are designed for individual use and can be shared with up to six people, typically within a household (excluding AI features, which are only available to the subscription owner). For workplace collaboration, choose a Microsoft 365 business plan like Microsoft 365 Copilot and Microsoft 365 Business Basic, Standard, or Premium, which are built specifically for teams and organizations.

I’m a Microsoft 365 Family or Premium subscriber. Does my family get access to Copilot as a part of our plan now?

Access to AI features in Microsoft 365 apps like Word, Excel, PowerPoint, and Outlook and higher usage of AI features in apps like Designer are only available to the subscription owner of a Microsoft 365 Family or Premium plan and cannot be shared with others.

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