Financial Services: Banking
Deliver dynamic, adaptive lending and mortgages
Use AI and agents to accelerate credit and underwriting decisions with transparent controls, trusted data, and consistent policy execution.
Scenarios
Increase lending speed and precision with AI-guided workflows
Automate intake, underwriting, and decisioning while improving consistency and compliance across lending operations.
Decide credit in real time, not weeks
Accelerate borrower decisions with AI-driven underwriting signals and automated review workflows.
Offer the right loan at the right time
Use AI insights to match borrowers with the most relevant products and improve conversion outcomes.
Pull docs and underwrite automatically
Automate document extraction, validation, and policy checks to reduce manual effort and cycle time.
Solutions
Find the right AI approach for your organization
Buy, extend, build, or partner to achieve transformative AI benefits.
Buy pre-built solutions
Microsoft 365 Copilot
Transform work using a powerful AI assistant with built-in enterprise-grade security.
Extend and customize
Microsoft Copilot Studio
Build and customize AI agents to extend the capabilities of Microsoft 365 Copilot.
Build your own solutions
Microsoft Foundry
Design, customize, and manage AI apps and agents at scale.
Find partner solutions
Microsoft Marketplace
Power your AI transformation with AI solutions from industry leading partners.
Customer Stories
Discover how organizations are using AI for financial services
Resources
Resources
Explore curated banking AI resources to help you plan, implement, and scale transformation.
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